Esper Harem in the Apocalypse

He turned the pages and read everything within 5 seconds.

To Scott and Reina, it looked as though Rudy was simply turning pages.

'According to the contract, Scott's family runs a private bank, and Reina's parents look for a loan from there at a 5% interest rate. But as the time passed, the interest rate increased from 5% to 50%.'

'Honestly, if Reina goes to court and files a case against Scott's family, she has a decent chance of winning. Of course, she would still have to pay for the debt, but the interest rate is crazy.'

'Reina can win if she pleads about the apocalypse and pandemic. But…'

Rudy furrowed his brows at Scott and thought, 'This guy won't give up. Why is he trying so hard to get Reina to sleep with him? Sure, Reina is hot. But since he is rich, he can literally hire any escort he wants.'

'I would have concluded that he loves her, but he asked Reina to sleep with him the second after they started dating. That's not love, that's lust.'

'As long as Reina doesn't pay all the debts and make everything clear, Scott has the upper hand. But I have the higher ground!'

Rudy slapped Scott on the face with the documents and uttered, "There are still three months left, right? So fuck off!"

Scott frowned his face and turned to Reina. Then, he pointed his finger at Rudy and asked, "What is he doing here, anyway? And why is he speaking for you? What's going on between you two, huh?"

Rudy placed his hand on Scott's shoulder and smiled at him.

"Did you not hear me? I said fuck off! You have no right or authority to be here. You are technically trespassing here without permission. Do you want me to call the cops?" Rudy asked with a smirk on his face.

"Heh!" Scott scoffed out loud and said, "There is no way you can pay for the debt in three months! I will come back here after three months and then see what you have to say!"

After saying that, Scoff left, but he didn't forget to kick-slam the chair as he did last time.

SIGH!

Rudy let out a weary sigh and looked at Reina with a concerned look on his face. He remembered how sensitive Reina was about the topic related to debt and also had a mental breakdown. She was even ready to die.

"Are you okay…?" Rudy asked in a calm voice.

Reina stared at Rudy for a while and started crying.

In truth, she was holding her tears from the beginning, but she didn't want to cry in front of Scott, or she would have looked weak against him.

Either way, the damage was done.

Everything Scott said was true, and Reina had to clear the debt within three months, or she would lose her home, her job, her work— everything.

Reina wailed and hugged Rudy.

"I don't know what I should do. I don't want to lose everything, but I can't repay the debt either!" she sniffed.

Rudy gently patted Reina's back and said, "What did he say to you?"

"He said if I sleep with him, he will remove all the interest, but I would still have to pay the original amount." She sobbed and said, "Maybe I should agree on his terms?"

"..."

"No one would love me anyway. I have a huge debt, so no one will marry me. I will have to spend my entire life paying off the loans. So If I can reduce some of the debt, I think I should—"

Before Reina could say any more words, she was stopped by a pair of soft lips on her lips.

Rudy had kissed her to stop her from saying what he didn't want to hear.

After the kiss, Rudy looked into Reina's eyes and said, "You are not that cheap! You are priceless! Don't sell yourself to some shitty manwhore who is only interested in your body!"

"But how else am I supposed to pay—"

"I will pay for it." Rudy nodded and said, "I will clear your debts."

"Absolutely not! Why would you do that? And there is no way I would allow you to pay for my loan. This is my problem, and I am going to handle it—"

"I never said I am doing this for you, though," Rudy uttered casually.

"Huh…?"

"I am simply paying your loan as an advanced remittance," Rudy stated.

"I… don't understand…" Reina uttered in a low voice with a confused look on her face.

"Just think of it as another loan. You will be taking a loan from me to pay for another loan," Rudy asserted. "You will have to pay me back eventually."

"Oh…"

"And I won't charge interest, so don't worry," he smiled.

Of course, Rudy had no need to ask Reina to pay him back, but he knew that Reina wouldn't agree to it. Reina was a 20-year-old adult, but mentally, she was still like a teenager.

She was forced to pay for her parents' debts at the age of 14, and because of that, she had been stressed and pressured for all those years.

Sure, Reina had no need to pay for the debt, and she would sell the property to Scott. But that wasn't the case back then.

As it was a private bank, the government couldn't do anything even if she had declared bankruptcy.

Rudy simply gave Reina a new choice and opened the door to her future. She no longer felt stressed.

Rudy saved her from her never-ending dilemma. Furthermore, because she had no experience in love and her mentality on dating was pure and innocent. She had fallen in love with Rudy during her first meeting with him.

Sure, she realized that it was too unnatural to fall in love with a man she knew nothing about.

However, now, she had completely fallen for him.

===

Author's Note- Let the love flow; let the culture spread!

Thanks, @Exoloty, and @puremichigan, for the gift!