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Below the black card, there was a bronze card, silver card and gold card. Bronze for a million, silver for fifty million and gold for a hundred million.

In other words, the black card was a representation of wealth. But, after thinking things through, she thought that, it was only right for Jack to receive this card. After all, his current balance was over a billion, not to talk about the fixed assets that he had on him.

"What privileges comes with this type of card?" Jack asked. It was not that he was ignorant, it was just that being in the rich Alfonso family had limited his contact with the rich. Till now, although he\'d heard of this type of card, he didn\'t know that much about it.

Furthermore, most of the things that he heard were rumors that tend to be exaggerated.

Haman looked at Jack\'s calm expression and was impressed. Then, he thought to himself, \'It seems that he\'s used to handling this size of money. Now that he\'s our client, am sure that we can benefit.\'

"This card is only given to those that have a $500M to $1B deposit with our bank. It is a credit card. In other words, once you\'re given this card, it\'s like you have $2B on you. It\'s just that, the billion that you\'ve deposited will remain in the bank." Haman began explaining about the black card.

At this time, Jack caught something and couldn\'t help but ask, "If the black card is for those that have a deposit of $500M to $1B, does that mean that there are higher level cards?"

"Yes, Mr Jack. There\'s a black gold card. This is a card for those that have a deposit of $10B to $49B. There\'s a diamond card, this one is for those that have $50B to $100B in their accounts. Then, there\'s a platinum card for those that have over a hundred billion in their accounts."

"Of course, our bank is of a higher level than the others in the country. So, our black card is that for account holders with at least five hundred million. But, if you go to other banks, it starts at a hundred million." Haman explained. Jack and Sabrina nodded.

"Back to the privileges, with the card in your hand, you can spend a billion from it. But, once you start going above a billion, or in other words, your current deposit, it will be an overdraft. So, it can be considered that you\'re taking a loan. But, the loan will have to be repaid within the stated time with zero interest."

"Furthermore, as long as your money is saved with our bank, it will be earning interest as time goes. As for your current amount that you\'ve deposited, we can give you a 3% annual interest."

Jack nodded after hearing this. What caught his attention was the 3% annual interest in his deposit. He thought of it and asked, \'System, does the interest count as income? Can it be multiplied?\'

[Correct. Saving hard earned money can be said to be working. After all, it\'s like you\'re investing on the bank as they will be using your money to give loans and whatever. In that way, it\'s like they\'re helping you with work. So, what you earn is considered as income by the system.]

[But, you have to know that, if you just save the money and stay idle, that money will not be multiplied. In other words, this system is to encourage hardworking. If you laze around, then, you\'ll be going against the system\'s purpose. As a result, it won\'t multiply anything if you\'re idle.]

Jack sighed within his head. This system and its logic again. Anyway, it wasn\'t like he could stay idle. He\'ll be working hard to earn more.

"Apart from that, you\'ll be able to carry out large transactions as long as they don\'t exceed the five billion threshold. In other words, the transactions can be completed without inconveniencing you to come to the bank." Haman continued, pulling Jack\'s mind from the system.

"Then, there\'s a VIP service. Your accounts won\'t be frozen without notice. Again, you can easily transfer the money at any moment….." Haman went on to talk about several things like loans and whatever.

The more he spoke, the more Sabrina\'s mouth gaped. She then thought to herself, \'The rich surely have privileges.\'

In between somewhere, Ivy brought tea. Of course, she brought both coffee and tea but Jack chose tea, the same as Sabrina. After all, it was almost noon, who drank coffee in the afternoon? Well, there were some that did that but Jack didn\'t like that.

After about an hour, Jack and Sabrina walked out of the office together with Haman who had come to send them off. After all, Jack was a big client. For him, a branch manager, to be able to make an acquaintance with him was an honor.

"Mr Jack, you\'re welcome to visit anytime. It\'ll be my honor to help you if there\'s anything that you need, within my capacity of course." Haman stated with a smile.

"Of course, Mr Haman." Jack replied with a faint smile on his lips. Though, Haman didn\'t mind that Jack wasn\'t that enthusiastic as he\'d already seen the way that Jack behaved.

"But, you should be prepared to do a few more upgrades," Jack stated as he and Sabrina entered the elevator. After which, the doors closed, leaving the confused Haman on the seventh floor together with his secretary.

After a few seconds, the confusion on his face faded away and was replaced by a broad smile. He was a smart person and immediately understood what Jack meant.

….

After getting out of the bank, Jack drove in the Bentley Continental GT as they headed towards the Business Overlord Building. Jack decided to check it out first.

Although he trusted Sabrina, but what he\'d experienced back at the prince and princess palace was something that made him want to make sure that everything was okay before paying.

After all, a eurocopter on top of a garage with no means of reaching it? Jack wanted to make sure that nothing like that happened as the system seemed not to care about where to pack things. No, it never asked where he wanted them to be packed, apart from the Bugatti Veyron of course.

Along the way, Jack thought of the prince and princess palace. He then turned his attention to the still dazed Sabrina and asked, "Is there a helipad in the prince and princess palace?"

"Huh?" Sabrina, who had yet to take in what had happened in the bank was surprised by Jack\'s question. But after a moment, she regained her composure and answered, "N-no. I don\'t think I\'ve seen it before. Why are you asking? Do you want to buy a helicopter?"

Sabrina\'s answer was within Jack\'s expectations. Although it was only in the lower probability, he still thought that Sabrina had forgotten about it. But looking at her clueless expression, Jack felt that it was a little strange.

After a moment of silence, Jack spoke, "Not at this moment. But, I just wanted to know. After all, that place is big. Then, do you know about the history of that palace?"

Sabrina thought for a moment and replied, "According to what I know, there was a person that used to live here in Inchoate City. He had a son who had a successful career. In the end, this son of his wanted to build a smart home for him in secret to surprise him on his birthday."

"But, before the construction reached in the middle, the old man found about it. So, now that it was no longer a surprise, the son asked his father if he wanted the smart home. In the end, the old man said that, a city wasn\'t a good place for him to relax in his old age. So, he told his son to build it in another piece of land that he\'d bought."

"The son wanted to demolish the foundation that he\'d already built. In the end, the old man stopped him. He had been staying in Inchoate City for long and he was the reason for a big part of its development. So, he decided that, the foundation would be left but in the end, normal luxurious mansions were to be built there."

"As of that time, the advanced garage had already been finished. And after the construction was done, the old man decided that the house was going to be sold at a price of $38M. This price, for a mansion, although the mansion was quite luxurious, it was high for the residents of the city. After all, the mansion had no commercial value as the old man prohibited that, the palace couldn\'t be sold after being bought, for a profit."

"The old man\'s aim of setting such a low price for such luxurious mansions, although it was a loss, was to attract another person to Inchoate City, one that could help develop Inchoate in his place." Sabrina finished her narration at this point.

Then, she looked at Jack, who was still processing what he\'d heard and said with a beautiful smile, "And, it seems that the old man\'s wish has been fulfilled by your presence Mr Jack."

In response, Jack said, "I guess so." But, he didn\'t talk about the garage and the helipad as he\'d found the reason as to why they were more advanced.

Not long after that, they arrived closer to the center of the city. Even from a distance, Jack could clearly see the tallest building. He\'d seen it in his previous trips in the heart of the city but, he\'d paid no attention to it. After all, he\'d seen taller buildings in crystal city.